Bitcoin Phishing Scam

Bitcoin is a digital currency that is gaining popularity. As such, it is no surprise that people are trying to obtain bitcoins in a fraudulent way. The email below is starting to be passed around:

Dear Bitcoin Member,

Bitcoin has made considerable progress and improvement, it has become the leading e-currency and its services are being improved continuously.

Recently we have estabilished a very important relation with leading Forex traders from Tokyo and we decided to give a special offer to you:

GET 500% Bitcoin Address bitcoin RETURN IN 1 Hours !

Investment plans below:
1 – 4 BTC we return in 1 hours 300%
5 – 9 BTC we return in 1 hours 350%
10 – 100 BTC we return in 1 hours 500%


Investment Example:
You send deposit 1 BTC we return 3 BTC
You send deposit 5 BTC we return 17,5 BTC
You send deposit 10 BTC we return 50 BTC
You send deposit 100 BTC we return 500 BTC

You need to make spend deposit to Bitcoin Forex Investment Address: 18PyfH1AqV2DbEweh6USf1HYg7D9HuC2Uf

Login your bitcoin account or software / Send Money (Coins).
Investment Address: 18PyfH1AqV2DbEweh6USf1HYg7D9HuC2Uf

The minimal deposit is 1 Bitcoin, while the maximum deposit is 100 Bitcoin per member.
The 300%-500% payout will be made back to your Bitcoin Address in 1 hours.

The payout is IMMEDIATE, GUARANTEED and there is NO RISK from losing your bitcoin.

This opportunity will not last long, so you must react quickly.
Deposits are accepted until Nov. 23 2013 00:00 (GMT).

Please DO NOT reply to this e mail.
Thank You.

Best Regards: and Tokyo forex partnership.
Bitcoin Project 2009–2013 Released under the MIT license

Of course if you send your money in there’s a high chance you’ll never see it again. If you’re ever given proof that other people have received money then it’s possible that it’s a fake, or that it’s people that got in early (such as a Ponzi scheme where the money from the later investors pay out the early investors to give the illusion that the scheme offers high returns).


"Your credit score may have changed" Is this a scam?

You may have received an email like the following:

2013-11-17 : Your credit may have been revised – Please review.

Your higher-rating will open up new opportunities like higher credit-limits, lower-rates, and much more

View your updated scores here:

Click Here

See ALL 3 Scores Now!



What’s going on here?

In short they are trying to get you to sign up for a paid credit report monitoring service under the guise of a helpful email.

Always remember:

  • You are entitled to a free credit report once a year
  • Credit reporting agencies don’t notify you that your score has changed unless you subscribe to one of their services
  • Credit monitoring services cost money.

What is the Mystery Shopper Scam?

An estimated 1 million plus mystery shoppers operate in the United States every year. They provide a valuable service to companies who want to keep track of their locations, customer service, display and other aspects of business. These jobs are advertised often as quick and easy ways to make some money for stay at home moms, college students and seniors. No great technical skill or experience required. However, amid all the legitimate opportunities, mystery shopper scams abound.

What is the mystery shopper scam? They come in various forms, but all include some method of making money come from the interested person rather than to them. People looking to make some extra money on their own time must be aware of all of them to protect themselves from unscrupulous people.

The most common form of mystery shopper scam involves a program or special database that requires you spend money to get information or access. These are often advertised as either the best lists of companies that have ones you cannot find elsewhere, or as a system that will personally match you with appropriate companies. Anyone can use an online search engine to find free lists of companies that hire mystery shoppers. Anyone asking for upfront money is perpetrating a scam.

Another type of mystery shopping scam also involves an outlay of money. These jobs do not require payment to get them. Instead, they revolve around supposedly testing the effectiveness of a wire transfer service. The scam company instructs the shopper to wire money to them and report on the process. They might also instruct the shopper to buy a gift card or gift check at any number of stores and mail it to a particular address, often in another country or an impersonal post office or private mail store box.

A similar scam involves the shopper receiving a certified check they are instructed to cash and then write a report on the process. Both of these types are invariably scams. The wire transfer will never be returned and the certified check is a fake, which can take weeks for banks to figure out.

Mystery shopping can be a fun and rewarding part-time job for people in all walks of life. In order to avoid losing money or personal information to fraudsters, it is important to be able to recognize these types of mystery shopping scams.


Logistics Coordinator Scam

It was once observed that you cannot cheat an honest man. It is, however, possible to mislead a decent but nevertheless desperate one into doing something that they know is not strictly on the level in hopes of saving themselves from ruin. Such is the case with the new crop of check-processing scams masquerading as legitimate work from home opportunities.

These “opportunities” start out with an appeal for help in getting around some sort of semi-plausible sounding obstacle in the form of unreasonable bureaucratic obstruction of an otherwise legitimate business transaction. In the case of the new “logistics coordinator” scam, the offer is couched in terms of difficulties in making cross-border monetary transactions which can easily be overcome by bringing a local citizen on board to get around these silly restrictions. The idea is that the local will agree to serve as a simple conduit for these money transfers. The local receives the funds, deposits them in their own bank, and then forwards the bulk of the proceeds into their employer’s account in return for a nice, easy commission on every transaction. It sounds like an absolute no-brainer and in fact it is, since one would need to have no brain at all in order to agree to such a proposal.

The scam operates through the use of checks which have had their monetary value altered through various means. These inflated-value checks are then deposited in the dupe’s bank account and then the bulk of the proceeds are forwarded to the scam originator’s account. Eventually, of course, these checks will bounce and the middle man will find themselves in very serious financial and legal trouble. The scammer is already gone with the money, while their new “employee” is left to repay thousands of dollars in fraudulently obtained funds as well as enormous bank fees. This is not the big part of the difficulty, however, since that person is now technically involved in counterfeiting, wire fraud and even bank robbery.

This leaves the victim at the mercy of prosecutorial discretion. Courts have long held that ignorance is no excuse. They can be held as fully responsible as the actual inventors of the scheme if the local prosecutor so desires. Avoiding involvement in such enterprises is not particularly hard to do.

The key is to reverse roles and ask yourself if you would do what the scam operator proposes if you were a legitimate business. Would you, for example, send tens of thousands of dollars in business proceeds to someone you have never met before who lives in a foreign country and who could easily take the money and disappear? The answer is obviously negative. Put it another way. Would you mail your wallet to a stranger in another country and ask them to send you back 95% of the money that was in it? Obviously, that would not happen if you were running things. Why is it reasonable to suppose that someone else would do something so foolish as a legitimate business strategy?


Can you prevent credit card scam when you go out on a dinner date?

Are you planning to go on a dinner date with your beloved? When you go out for dinner with your beloved, it’s a wonderful experience as you enjoy delectable food along with the person’s company. According to the recent research, young people prefer using cards over cash, especially in posh restaurants or shopping malls.

After the recent economic meltdown, many people suffered job loss or wage deduction. So, some of the people are involved in fraudulent activities to make money in this tough economic situation. Recently, these fraudsters are taking advantage of the situation to misuse the credit card of the consumers. A large number of people in America are filing complaints on fraudulent credit card transactions. Therefore, to avoid enrolling in a credit card settlement program, you can inform the credit card company regarding the fraudulent activities. If your card is misused without your knowledge, you may have to pay the bills even if you’re not responsible for the transaction.

Here are a few effective tips to prevent credit card scam:

Beware of restaurant fraud:
Generally, consumers use their credit cards while shopping or paying restaurant bills. In this case, the restaurant employee may swipe the card and your card information can be recorded in the electronic device. The information stored in the electronic device can be used by the fraudsters, and the card information can be misused. Any trickster in the restaurant can write down your card’s number, expiration date along with the security code. The vital information can be used for online purchases and transactions made over the phone. Therefore, you need to be cautious while handing over your credit card to the restaurant staff.

Tips to prevent credit card scam in a restaurant:
When you use your card to pay bill at a restaurant, you can insist the wait staff to swipe the card in the electronic device before you. You can avoid credit card fraud if you keep tab on the transaction process. Once you get the receipt, make sure you check the amount on the credit card receipt. Avoid handing over the card to the restaurant staff. You can directly go to the counter and pay the bill yourself.

Avoid throwing the carbon copy receipt in the trash:
The fraudsters can use the carbon copies of the receipts you leave behind in the trash. The receipts may contain your credit card information like your name, credit card number and signature on them. Make sure you cut up the carbon copy of the receipt properly before you throw in the bin.

Use cash instead of card:
You can use cash instead of credit card so you can avoid fraudulent activity. When you use cash, the miscreants may not get access to your financial information to initiate any fraudulent activities.

Therefore, the cardholders need to keep in mind the above mentioned tips to prevent credit card fraud.


Online Paralegal Education Scam

Online paralegal schools are the latest scam spamming email boxes. Many of these so-called online paralegal schools are enrolling students to earn a profit. Many students will find out too late that their degrees are not from properly accredited institutions. Some of these emails are even part of affiliate marketing scams. These affiliate marketers earn commissions when students enroll in the program. Clearly, these online paralegal schools are not run the way traditional colleges are.

Knowing what to look for makes exposing these scams fairly easy. The first clue to recognizing these scams is that the emails are often unsolicited. Most people that get these emails did not sign up for any information regarding online paralegal schools. These spam emails are promoting online paralegal schools that are often unaccredited. The second clue to recognizing an online paralegal school scam is that these emails often promise unrealistic earning potentials for graduates. These offers may look too good to be true, because they are.

If the email looks reasonably legitimate, the school can be researched. Many online paralegal schools are not accredited. Visiting a school’s website can help to determine whether or not it is a scam. It is important to discover who the school is accredited through. Even some schools claiming accreditation are done so through fraudulent organizations. Exposing these fraudulent paralegal schools is often a good lesson in conducting investigative research. Future paralegals are wise to research any potential school or college.

People that are interested in becoming certified paralegals should consider contacting local community colleges. Community colleges often have financial aid offices that can help students apply for scholarships, grants and university jobs. Student loans should be a last resort for students. Calling local law firms is another way to find out what the requirements are for employment opportunities. Some law firms may have internships available for dedicated students. Internships are a great way to find employment opportunities.

Unfortunately, many people get tricked into enrolling in these schools only to have thousands of dollars in debt to show for it. Although, students may get some genuine instruction in paralegal research these schools are often unaccredited. These students are usually poorly trained and deeply in debt with little or no job prospects following graduation. Understanding how to recognize these scams is the safest way to avoid them. If it looks too good to be true, it probably is.


Data entry job

Ever got an email like this?

Numerous companies are looking for workers
to submit information into online forms and
they will pay you nicely in return.

You can get paid up to $25 per transaction.
This is not a get-rich-quick scheme but a
legitimate way to earn money from home.
We have already helped thousands of people
worldwide achieve financial freedom and enjoy
a better life.

Sounds too good to be true, and it is.

What they’re not telling you is that the forms you’re filling out are Google AdWords bids. You’re making an ad for a company, paying each time someone clicks on it, and then hoping to receive a commission if someone buys from that company. This is legitimate work, but it’s certainly not easy work.

Financially, you have to pay the people offering the data entry jobs for access to their list. As it turns out, that list is just a well known list of affiliate networks such as Commission Junction. The companies in question have no idea you’re working for them, they just rely on the affiliate networks to bring in customers and pay a commission on a sale.

Secondly, you still have to pay to place the ads. Since the affiliate networks are well known there is a lot of competition. Bid prices could be in the dollars per click with fewer than 10% of the clicks resulting in a sale. People who do this for a living spend an incredible amount of time testing and tweaking their ads and bids. Needless to say, to make any sort of decent income you have to push a high volume of clicks which involves spending tens of thousands of dollars in advertising each month, hoping that you’ll make that up and more on commissions.

Like most other work at home opportunities, if all you’re buying is a list and a set of instructions you’re competing against everyone else that is in the program, and often professionals who have been doing it for years. Most of the opportunities will be taken by established players or so saturated that it’s hard to make a reasonable profit.


New Payment through the Intuit network

You’ve got a new payment through the Intuit network! Be very careful with these messages because there are a lot of fraudulent versions going around:

Be careful when clicking the links. You want to make sure you’re ending up on Intuit’s site. Your browser bar should show a secure connection to, such as this:

If you’re going somewhere else, you might be giving your personal and bank information to someone else!


Counterfeit Cashier's Cheque

If you’ve sold popular items on Craigslist or Ebay, you might have been contacted by people that ask you if they can pay by a third party cashier’s check. Usually the story is that someone owes the buyer money and that they will pay you on behalf of the buyer. Often some legitimacy is added by having the buyer say they are from a different country and that this is a way to make the payment easier.

If you accept these terms, you will soon find that the check is for more than the purchase price, and you are asked to send the difference through Western Union back to the buyer.

It is also possible that after you send the difference, the buyer suddenly runs into some financial difficulty and asks you to cancel the sale and send the rest of the money.

Soon after, you’ll find that the cashier’s check is fraudulent and that your bank will try to reclaim the funds from you.

It is popular belief that cashier’s checks mean that you are guaranteed the money, but this is not the case. Your bank will usually clear the funds quickly but there is still a window of several weeks in which the payment can be determined fraudulent and reversed.

  • Be suspicious of any payment arrangement that involves someone other than the buyer.
  • Realize that cashiers checks are not a guarantee that the funds will clear.
  • Never send money back to an unknown buyer.
  • Never send money to someone you don’t know through Western Union or another such untraceable service.

Cute Baby Photo Contest Scam

The joys that a new baby bring us often compels us to immortalize every precious moment through pictures and videos, as the infant start his or her journey through life. Sadly, some individual seek to capitalize on this joy by crafting cunning photo contest scams. While there are legitimate baby photo contests online, there are also many that seek to steal sensitive information from you. If you’ve received an email invitation for a baby photo contest that just seems too good to be true, there some things to look out for that could help you avoid being scammed.

Their True Intent:
Baby photo contest scam are “phishing” attempts, where the scammer blindly fishing for information. The scammer may send out hundreds of thousands of emails without knowledge of whether the owner of the email address has children or whether the address is even valid. By replying to one of these scams, you may be verifying to a scammer that the address they’ve queried is indeed valid. After finding the addresses that are valid, the scammer will likely proceed to flood the validated addresses with more scams and phishing attempts.

Scammers may also use baby photo contest rackets to obtain sensitive financial data from you, requesting your banking or credit information in order to send your entry’s reward to you. Legitimate baby photo contest will never request financial data or extensive amount of personal data. You may also find yourself being led off track by these scams, as they may prevent you with numerous other offers or surveys that must be completed before you baby’s entry is complete. These additional offers and survey will generally phish for more sensitive information from you.

Other baby photo contest scams are just a front for getting you to purchase something at an inflated value. For example, entry into the contest may require purchase of a photo book containing all the pictures entered into the contest.

So How do I Know it’s a Scam?
The guarantee of money or other rewards are a sure sign that you’ve been invited to partake in a scam. As nice as it sounds and as cute as your baby may be, no true contest would pay you for simply entering it. The scam may use physical addresses and assure you that you may unsubscribe at anytime, but the best way to avoid being scammed it to avoid online baby photo contest all together. If you’re so compelled to enter the contest, vet it thoroughly through a online search engine and read as many reports from other entrants as you can. Most legitimate contests will be associated with a well known merchant, so you can verify authenticity through the merchant’s web site.