Debt collector calls are annoying, but when they cross the line into harassment, they are breaking the law. Of course, they don’t have to break the law to be stopped. In fact, they are so scared about lawsuits and being shut down that when they hear or see certain phrases from consumers, they run in [...]
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Bankruptcy
Does an eviction appear on your credit report?
If you are evicted from your apartment, will it show up on your credit report and hurt your credit score? An eviction, or failure to pay your rent, can show up on your credit report and hurt your credit score. Generally the landlord does not send the information to the credit bureaus. However, if they [...]
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How do I rebuild credit after a bankruptcy?
If you’ve filed for bankruptcy in the past, you know you’ve got a challenge ahead of you. What is the best way to rebuild your credit after filing for bankruptcy? A bankruptcy filing can be the most damaging line on a credit report, and it stays on the report for a full 10 years. But [...]
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